Monthly visitors, childbirth, motherhood, menopause…these common little facts of life are all part of the joys of being a woman. Women sometimes have to struggle harder to make it up the corporate ladder and, at the same time, get paid as much as their male co-workers. And even though there are sports teams for women, women generally have to work harder at proving themselves as true athletes than men. Here’s a not-so-common fact that should be of women’s interest: women drivers can usually get lower auto insurance rates than men. Sure, these car insurance savings don’t compare to the happiness – and sometimes sorrow – of the first few facts of being a woman, but there’s no reason why women shouldn’t cash in on these possible car insurance savings anyway!
This is undoubtedly an interesting bit of information for you, and you’re probably asking yourself, “Why can women usually get lower auto insurance rates than men?” – especially if you’re a man. Well, the main reason women tend to be offered lower auto insurance rates than men is women drivers, as a whole, aren’t involved in as many claims as their male counterparts. Relying on statistics alone, women seem to be safer drivers. Maybe they really are safer drivers overall. Perhaps they drive slower and are more cautious than men. Maybe they drive more modest vehicles, with excellent safety features, than men.
Many women drivers carpool – to school, to cheerleading practice, to soccer games – which makes them more aware of their driving habits. When children are in the car, drivers tend to be more contentious, regardless of gender.
Or, maybe women just don’t claim every little fender bender along the way?
Whatever the reason for women being involved in fewer claims, because women are involved in fewer claims than men, some auto insurance companies reward them by offering lower auto insurance rates. We all like to be rewarded for good deeds, after all.